Analysis Of The Effect Of Non-Cash Payment Systems On Indonesia's Economic Growth For The Period 2013-2023

  • Fina Kartika Sari Universitas Negeri Surabaya
  • Muhammad Abdul Ghofur Universitas Negeri Surabaya
Abstract views: 29 , PDF downloads: 16
Keywords: Economic Growth, Credit Card, Debit Card/ATM, M-Banking

Abstract

This study focuses on analyzing the effect of the use of non-cash payment systems on Indonesia's economic growth. The data used in this study are secondary data in the form of quarterly time series with the period 2013-2023. The method used is quantitative with data collection techniques through literature study and multiple linear regression analysis techniques with Ordinary Least Square (OLS). The results showed that non-cash transactions using credit cards, debit cards/ATMs, and m-banking had a positive and significant effect on economic growth. The effect is shown partially and simultaneously.

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Published
2025-04-24
How to Cite
Fina Kartika Sari, & Ghofur, M. A. (2025). Analysis Of The Effect Of Non-Cash Payment Systems On Indonesia’s Economic Growth For The Period 2013-2023. Eksis: Jurnal Riset Ekonomi Dan Bisnis, 19(2), 73-82. https://doi.org/10.26533/eksis.v19i2.1328