TRANSFORMASI PENGELOLAAN KEUANGAN UMKM KULINER DI JOMBANG MELALUI LITERASI KEUANGAN DIGITAL DAN DIGITAL PAYMENT: PERAN MEDIASI PERILAKU KEUANGAN. JMD [Internet]. 2023 June 29 [cited 2026 Oct. 29];6(1):54-71. Available from: https://ejournal.stiedewantara.ac.id/JMD/article/view/1773