TRANSFORMASI PENGELOLAAN KEUANGAN UMKM KULINER DI JOMBANG MELALUI LITERASI KEUANGAN DIGITAL DAN DIGITAL PAYMENT: PERAN MEDIASI PERILAKU KEUANGAN. JMD : Jurnal Riset Manajemen & Bisnis Dewantara, [S. l.], v. 6, n. 1, p. 54–71, 2023. DOI: 10.26533/jmd.v6i1.1773. Disponível em: https://ejournal.stiedewantara.ac.id/JMD/article/view/1773. Acesso em: 29 oct. 2026.